Will My Insurance Pay?

Yes. Physical therapist services are covered as an essential benefit under the Affordable Care Act.  

CAN I RECEIVE PHYSICAL THERAPY WITHOUT A PHYSICIAN'S REFERRAL?

  • Consumers are not required to have a referral or diagnosis to receive physical therapist services in the State of California.

  • Physical therapist services may be obtained without a physician’s referral if receiving treatment for up to 45 calendar days/12 visits, receiving health and wellness services.

  • Some health insurance companies require a referral for your provider to be paid.

  • Please confirm your benefit requirements by reviewing your coverage documents or calling member services of your respective insurance company. The contact number to your insurance company is listed on the back of your health insurance identification card.

  • Contact your local physical therapist to schedule an appointment - Find a PT

  • Ask if your insurance is accepted

ADDITIONAL RESOURCES

Centers for Medicare and Medicaid Services
Health Insurance and Physical Therapy (For consumers)
Consumer Guide to Health Insurance

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